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CATHY CHAPMAN
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    FOR SALE   ♦  TOUR OF HOMES  ♦  FOR RENT
with Cathy Chapman

"Buyers, let me guide you to your best options and use my expertise to negotiate the lowest possible price!"

Huge Inventory of Homes   ♦   Record Low Prices      Record Low Interest Rates!

Montgomery County real estate is one of the most wealthy & sought-after markets north of Washington, DC.
Let me educate you about both Montgomery County and a little further north into Frederick County where you can save substantial dollars and discover a lifestyle that's rich and exciting, yet quaint with big city amenities!

NEW HOMES IN GAITHERSBURG AND DAMASCUS, MD
(click description for photos)

***SINGLE FAMILY HOME  - GAITHERSBURG - $869K - LOADED WITH UPGRADES AS STANDARD  TO-BE-BUILT***
4 BR, 4.5 BA, 2-CAR GAR., 4,400 SQ. FT. 3 LEVELS FIN., BRICK ON 4 SIDES, ALL CLOSING COSTS PAID BY BUILDER UP TO 4.5% OF SALE PRICE.

***SINGLE FAMILY HOME - DAMASCUS - MID TO UPPER $500Ks  TO-BE-BUILT***
2.800-3,400 SQ. FT., ALL CLOSING PAID BY SELLER UP TO 4.5% OF SALE PRICE, 50% OFF STRUCTURAL OPTIONS, LOTS UP TO 1/3 ACRE.


NEW HOMES IN FREDERICK, MD
ALL OF THESE NEW HOMES NEAR FABULOUS AMENITIES IN A PROGRESSIVE AREA WITH NEWER SCHOOLS!

***TOWN HOME $245,990 - MOVE-IN BY 3/31/2012***
3 BR, 2.5 BA, 1-CAR GAR., 2,230 ON 3-LEVELS, $12K CLOSING HELP, @ $40K CREDIT FOR OPTIONS/UPGRADES OF YOUR CHOICE!

IMMEDIATE DELIVERY TOWNHOME - 2,800-3,200 SQ. FT. W/2-CAR GAR. $380K - $390K - BUILDER PAYS ALL CLOSING COSTS FOR A LIMITED TIME!

***SINGLE FAMILY HOME $349,900 - IMMEDIATE DELIVERY!***
4 BR, 2.5 BA, 2-CAR GAR., 2,634 SQ. FT. ON UPPER 2 LEVELS, $5k CLOSING HELP WITH BUILDERS LENDER!


***SINGLE FAMILY HOME $469,860 - IMMEDIATE DELIVERY***
4 BR, 2.5 BA, 2-CAR GAR., 2,972 SQ. FT. ON UPPER 2 LEVELS - $10K CLOSING HELP!

OTHER NEW HOMES AVAILABLE IN MANY LOCATIONS AROUND FREDERICK AND SURROUNDING COUNTIES IN MARYLAND! 
CALL CATHY AT 301-514-6839 TO GUIDE YOU TO THE NEW OR RESALE HOME THAT BEST MEETS YOUR NEEDS AND BUDGET!

A SEASONED REALTOR® VS. NO AGENT
With a seasoned Realtor® serving you, you gain objective market knowledge from a professional who is in the trenches of the market daily, you learn about various builders and how they differ, you receive guidance, counsel and negotiations on your behalf, assurance you are guided to your best options based on your particular needs and desires, you have expertise in Short Sales on your side of the table where setting expectations is crucial to the success of the transaction, you have a professional meditating issues that may arise and over 10 years of expertise to serve your best financial interests!  It's a WIN/WIN... you get expertise the Seller pays for!

(
301) 620-9880 OFFICE ♦  (301) 514-6839 CELL


                                                  

 

Licensed since 1986, Cathy's mission is...

 

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To earn your trust and confidence by consistent delivery of the highest level of real estate service available anywhere in Frederick, Montgomery, and surrounding counties in Maryland, Cathy will work hard to save you thousands of dollars now and into the future.  In meeting this goal, Cathy offers you the highest level of education available in the industry, possessing her ABR, CRS, CNHS, ePRO, GRI and Realtor® designations, among several other distinct designations as well and strong production levels. 

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To educate you every step of the way, you can rest assured you will make the most informed decision possible and have a clear understanding of the process of either buying or selling a home.  If anything is ever unclear, simply ask for clarification. As your personal representative, Cathy will keep your best financial interests as her highest priority as she negotiates on your behalf. 

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To put into action her extensive training and expertise to give you the trust and confidence that you are buying the home that best meets your needs. 

 

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As your Listing Agent, Cathy can assure you the best representation, marketing efforts, and negotiation skills to maximize your net proceeds at settlement. 

 

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Cathy incorporates an Interior Design Consultant when she believes it will serve your best interests to stage your home for sale to assure maximum appeal to potential buyers.

 

►►► How do YOU measure "competence?" ◄◄◄


Cathy's Core Values

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Honesty & integrity at all times and in all situations

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Continually improve her services to exceed her client’s expectations

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Create and nurture a fun, exciting, creative and productive work environment

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Tirelessly pursue personal growth while reaching well-formulated goals

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Work with only the most enjoyable and motivated clients

           Cathy will always seek to develop a clear understanding of her clients goals, desired home and location and their concerns and fears relevant to their home sale or purchase.  And with this understanding, to clearly address each of them to guide her clients through a seamless real estate process with the least amount of stress.

"Cathy will always seek to reach beyond her clients expectations so that
they are eager to share her name with their friends, colleagues and family!"


Referrals are the foundation of any successful business!

Cathy is a professional who will work hard to assure you
a stress-free process and seamless transfer from your current home to your new one!

It's her pledge to you!

Resumé

Sales
Sales Rep for Fortune 500 Company

Trainer
Time Management, Creative Thinking, Goal Setting, Management Skills
for the HQ of a Fortune 500 Company

Project Management
for the HQ of a Fortune 500 Company

Real Estate Designations and Experience
Broker
Graduate Realtors Institute, GRI ePRO Internet Professional
Accredited Buyer Representative, ABR
♦ Certified Financial Professional CFP
Certified New Home Specialist, CNHS
 ♦ Certified Relocation Professional, CRP
Council of Residential Specialists, CRS

Grew up in the custom homebuilding business ♦ Sales Manager of New Homes, King Farm, Rockville, MD
Licensed in real estate since 1986

Sample of Real Estate Coursework

      
Ethics ♦ Taxes and Exchanges
Arbitration & Mediation ♦ Sales & Marketing Methods
Real Estate Technology and Trends ♦ Pricing Properties in Today’s Market
Advanced Financing and Real Estate Investments
Home Renovations and Their Contribution to Home Value
Creating Wealth Through Residential Real Estate Investments
Listing Strategies for the Residential Specialist ♦ Ninja Selling I & II


           Cathy grew up in the homebuilding business, her father the leading custom homebuilder for their region of the country in Nebraska.  She is the single mother of two college-aged sons and has a strong work ethic so she can provide for her kids and their educational pursuits.  She also owns a second business which caters to the Entertainment industry producing Flipbooks of guests at events.  Click on www.PicsNMotion.com to learn more about Cathy's other business endeavors.  Cathy's youngest son runs the Flipbook studios and her oldest son is studying to be an RN.

           Cathy has a broad range of experience in the business world with her first job out of college as a Flight Attendant for Northwest Orient Airlines in Minneapolis, MN.  She then went on to sales with Control Data/Commercial Credit Corporation in Dallas, TX and later into training where she conducted workshops on Creative Thinking, Time Management, and Management Skills for the corporate HQ of Steak & Ale Restaurant Corporation.   After moving to the DC area, Cathy joined MCI Telecommunications as a Special Projects Assistant and served in this capacity until the birth of her first son.  Shortly thereafter, Cathy chose to stay home with her son and became a licensed family daycare provider and served in this capacity for the next six years until her second son was three years of age.

           Although licensed in real estate since 1986 and working part-time in real estate for several years, Cathy's lifelong dream of a "career" in real estate began in April 2000.  She began her career in New Homes sales where her sales volume was $10 million her first year.  She went on to serve as an Exclusive Buyer's Agent to New Home Buyers and to her current role as Broker/Owner of Signature Home Sales, LLC in Frederick, Maryland, currently serving both sellers and buyers, with a specialty in New Homes.

           Cathy hopes you will find this Web site useful and will come online frequently.  And if you have any suggestions for improvement, send them along to us! 

 Search Homes



LENDERS

Our personal experience with the lenders on our team
have shown them to be honest and ethical.
They've made sure our clients received the absolute
best program to meet their specific needs! 

NEVER use a lender who has not been recommended to you
by someone you know and trust!

********************

Tom Hess
Loan Officer/FHA 203k Renovation Specialist
410-953-8879 Direct
410-409-0633 Cell
tom.hess@prospectmtg.com
www.MyProspectMortgage.com/THess
http://www.metrocities-us.org/tools/signatures/JVsLogos/PROSPECT.gif
Description: cid:image002.jpg@01CBD4E5.533DCEF0

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Tom Norris

Senior Mortgage Banker
Apex Home Loans
DIRECT LENDER
Especially good with difficult loans, credit issues, debt/income ratio issues.
3204 Tower Oaks, Suite 400
Rockville, MD 20852

Cell: 301-461-0559
Email:
tnoris@comcast.net

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Nitaya Sapadith Vu-Duc
Assistant Vice President
Capital One Bank
Urbana Pike Branch
5903 Buckeystown Pike
Frederick, MD  21705
Office:  301-698-3031
Fax: 301-662-1038

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Picture (Metafile)
Steven Yegher
Mortgage Loan Officer
The PNC Financial Services Group
www.PNCMortgage.com
15400 Calhoun Drive, Suite 100
Rockville, MD  20855
Office:
301-279-4667
Pager: 1-800-889-7396
eFax:  1-877-567-8821
Email: 
steve.yegher@pncmortgage.com


 





 



 



 



SETTLEMENT COMPANIES

NEVER use a settlement company who has not been recommended to you
by someone you know and trust!

Real Estate settlement company attorney and title company providing settlement services and residential and commercial leases for Washington DC and Maryland.  Lakeforest Title & EscrowReal Estate settlement company attorney and title company providing settlement services and residential and commercial leases for Washington DC and Maryland.
OFFERING FREE HOME WARRANTY & $100 DISCOUNT COUPON
IF YOU SETTLE WITH LAKE FOREST TITLE & ESCROW COMPANY
Lakeforest Title & Escrow Company, Incorporated
18310 Montgomery Village Avenue, Suite 220
Gaithersburg, Maryland 20879
Phone: 301-590-0500 Fax: 301-590-0486
Email:
lakeforesttitle@aol.com
http://www.lakeforesttitle.net/


United Title Service, LLC

United Title Service, LLC
188 Thomas Johnson Drive, Suite 100
Frederick, Maryland 21702
Office: 301-631-2900
Facsimile: 301-631-2911

Why choose United Title Service, LLC?


United Title Service has an honest, friendly and helpful staff dedicated to assisting you in every phase of a resale, purchase, new home purchase, residential refinance, builder
loan or commercial loan. Buying a home is a big investment and we take pride in assisting you in this important purchase. United Title Service is proud to give you a professional, but comfortable environment for your settlement. We offer competitive fees and we will also do our best to meet your scheduling needs. United Title Service has worked hard to earn the trust and respect of real estate agents, as well as lenders, which have made us the top choice in the settlement business!

Signature Settlements, LLC
188 Thomas Johnson Drive, Suite 201
Frederick, Maryland 21702
Phone:  (301) 695-1235
Fax (301) 695-6009

DeborahMilliner@SignatureSettlements.com



HOME INSPECTORS

NEVER use a Home Inspector who has not been recommended to you
by someone you know and trust!

These inspectors come highly recommended!

Darryl Chisley
HOUSE REMEDIES
Office:  301-498-8882
Fax: 301-498-8892
Home Inspector
FHA 203(k) Consultant



TERMITE INSPECTORS

NEVER use a Termite Inspector who has not been recommended to you
by someone you know and trust!

This inspector comes highly recommended!

Affordable Pest Control
tracyearp@aol.com
www.affordablepestcontrolinc.com

Phone:  301-607-1130




For the best in granite, contact Juan Hoyos at Frederick Granite!

This is my kitchen that shows before and after. He did a GREAT job at a GREAT price!

No one can beat Juan's prices, quality of workmanship and customer service!

Click on the flyer to go to Juan's Website!




Click on PROPERTY SEARCH and CALL ME
if you find a home you want to see!

Search Homes
I will protect your best financial interests as your Buyer or Seller Agent!

Call me if I can answer any of your questions!

Call today!

(301) 620-9880 Office

  (301) 514-6839 Cell             (301) 620-9880 Office
►►► How do YOU measure "competence?" ◄◄◄


CERTIFIED SHORT SALE PROFESSIONAL
Prices, features and availability of homes on our Web site are subject to change without notice.
NO PART OF THIS WEBSITE CAN BE REPRODUCED IN ANY MANNER.

© Copyright 2001 - 20
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"We are pledged to the letter and spirit of U.S. policy for the achievement of equal housing opportunity throughout the Nation.
We encourage and support an affirmative advertising and marketing program in which there are no barriers
to obtaining housing because of race, color, religion, sex, handicap, familial status, or national origin."
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