"The
Designations I have earned are a testament that
the Protection and Care of YOUR Real Estate Dollars is
MY Business!"TM
(301) 620-9880 OFFICE
♦
(301) 620-0839 FAX ♦ (301) 514-6839 CELL Some
food for thought as you peruse this crazy real estate market...
Always work with an agent who is
busy and has strong market knowledge in the area of your search!
If you do not have a good command
of the English language, do not assume an agent who speaks your native
language is capable of serving your best financial interests! Secure
an interpreter and English speaking agent!
If you want to make an offer on a
house and do not have an agent, secure your own Agent to negotiate for you
so your best financial interests are being protected!
Before signing a Buyer Agency
Agreement, get client testimonials from the agent you wish to work with!
BE SMART!
Secure a seasoned professional with distinct designations
to assure you the highest level of representation with your real estate
investments... especially with a NEW HOME purchase!
MORTGAGE RESCUE SCAMS: TOP 10 WARNING SIGNS
Consumers, take note! The U.S.
Department of the Treasury has issued a consumer advisory detailing
common mortgage modification scams. It pays to be aware of
fraudulent tactics that con artists may use to lure distressed
homeowners into their trap.
“Pay us $1,000, and
we’ll save your home.” No legitimate counselor will
require you to pay such a large sum before they do any
work for you.
“I guarantee I will
save your home – trust me.”Unrealistic
promises are a key tip-off that an arrangement may not be
legitimate.
“Sign over your home,
and we’ll let you stay in it.” This is a dangerous
proposition: signing over your home gives another person the power
to sell the house or evict you, and you’ll still be liable for the
mortgage.
“Stop paying your
mortgage.”Never stop paying your mortgage
unless you have contacted your mortgage lender directly!
“If your lender
calls, don’t talk to them.” You should keep in close
touch with your lender, as their understanding of your situation
is crucial to a satisfactory resolution.
“Your lender never
had the legal authority to make a loan.”
False arguments like this are meant to convince you that
you are not obligated to pay your mortgage. Don’t fall for them!
“Just sign this now;
we’ll fill in the blanks later.”Never
sign anything you haven’t read in detail and clearly understood,
and don’t let anyone pressure you into signing.
“Call
1-800-Fed-Loan.”
It’s easy to make a scam look like part of a legitimate government
program. Call your lender to see if you qualify for
federal assistance—which does not require you to pay high
fees.
“File for bankruptcy
and keep your home.” Bankruptcy only stops the
foreclosure process temporarily. Stop paying your mortgage, and
your lender will eventually foreclose upon your home.
“Why haven’t you
replied to our offer? Do you want to live on the streets?”
High-pressure tactics are a sure sign of shady business practices.
Legitimate foreclosure counselors never treat a client in such a
way.
Cathy Chapman works with
Titanium Solutions and BGS3 & the government sponsored Program 3648
which are legitimate companies whose primary objective is to assist
homeowners in distress by assisting them with Loan Modifications and Short Sales. BGS3 has trained negotiators who work with us to
get your Short Sale done in a timely manner so that you avoid
foreclosure and the stress of that process.
Our consulting services to you
are ABSOLUTELY FREE!
Contact Cathy if you are a homeowner in distress and need assistance
in determining your options. 301-514-6839 cell
Discover what's GREAT about Frederick, Maryland!
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Click on the icon
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and call me if
you see a home you would like to tour.
I am a Certified New Home Specialist!
I will guide,
counsel, and negotiate on your behalf at no
cost to you!
Simply put, I will serve
as YOUR greatest asset!
If you are in search of a New
Home and need a Buyer Agent to guide,
counsel, negotiate, and protect your best financial interests,
please send me an email with your specific search criteria and
I will work hard to escort you to all communities that will meet
your needs and budget.
When you see a
home you wish to tour, please call me so that I can
escort you on your first visit.
Only THEN
can I protect your interests as
a NEW Home Buyer. I can not assist as your agent once issues arise.
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