 | “Pay us $1,000, and
we’ll save your home.” No legitimate counselor will
require you to pay such a large sum before they do any
work for you. |
| “I guarantee I will
save your home – trust me.” Unrealistic
promises are a key tip-off that an arrangement may not be
legitimate. |
|
“Sign over your home,
and we’ll let you stay in it.” This is a dangerous
proposition: signing over your home gives another person the power
to sell the house or evict you, and you’ll still be liable for the
mortgage. |
| “Stop paying your
mortgage.” Never stop paying your mortgage
unless you have contacted your mortgage lender directly! |
| “If your lender
calls, don’t talk to them.” You should keep in close
touch with your lender, as their understanding of your situation
is crucial to a satisfactory resolution. |
| “Your lender never
had the legal authority to make a loan.”
False arguments like this are meant to convince you that
you are not obligated to pay your mortgage. Don’t fall for them! |
| “Just sign this now;
we’ll fill in the blanks later.” Never
sign anything you haven’t read in detail and clearly understood,
and don’t let anyone pressure you into signing. |
| “Call
1-800-Fed-Loan.”
It’s easy to make a scam look like part of a legitimate government
program. Call your lender to see if you qualify for
federal assistance—which does not require you to pay high
fees. |
| “File for bankruptcy
and keep your home.” Bankruptcy only stops the
foreclosure process temporarily. Stop paying your mortgage, and
your lender will eventually foreclose upon your home. |
| “Why haven’t you
replied to our offer? Do you want to live on the streets?”
High-pressure tactics are a sure sign of shady business practices.
Legitimate foreclosure counselors never treat a client in such a
way. |
Familiarizing yourself with these scams can save you
time, money, and heartache. The
entire advisory is available,
and as a downloadable
PDF (download
Adobe Acrobat for free).
Cathy Chapman works with
Titanium Solutions and BGS3 & the government sponsored Program 3648
which are legitimate companies whose primary objective is to assist
homeowners in distress by assisting them with Loan Modifications and Short Sales. BGS3 has trained negotiators who work with us to
get your Short Sale done in a timely manner so that you avoid
foreclosure and the stress of that process.
Our consulting services to you
are ABSOLUTELY FREE!
Contact Cathy if you are a homeowner in distress and need assistance
in determining your options. 301-514-6839 cell
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BOUNDARIES FOR SCHOOLS
IN FREDERICK COUNTY
BASED ON ADDRESSES/COMMUNITES
http://fcps.org/dept/facilities/Boundaries/School%20Boundary%20Maps%2007-08/HS2007-2008%20County%20Print.pdf
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