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    FOR SALE   ♦  TOUR OF HOMES  ♦  FOR RENT
with Cathy Chapman

"Buyers, let me guide you to your best options and use my expertise to negotiate the lowest possible price!"

Huge Inventory of Homes   ♦   Record Low Prices      Record Low Interest Rates!

Montgomery County real estate is one of the most wealthy & sought-after markets north of Washington, DC.
Let me educate you about both Montgomery County and a little further north into Frederick County where you can save substantial dollars and discover a lifestyle that's rich and exciting, yet quaint with big city amenities!

NEW HOMES IN GAITHERSBURG AND DAMASCUS, MD
(click description for photos)

***SINGLE FAMILY HOME  - GAITHERSBURG - $869K - LOADED WITH UPGRADES AS STANDARD  TO-BE-BUILT***
4 BR, 4.5 BA, 2-CAR GAR., 4,400 SQ. FT. 3 LEVELS FIN., BRICK ON 4 SIDES, ALL CLOSING COSTS PAID BY BUILDER UP TO 4.5% OF SALE PRICE.

***SINGLE FAMILY HOME - DAMASCUS - MID TO UPPER $500Ks  TO-BE-BUILT***
2.800-3,400 SQ. FT., ALL CLOSING PAID BY SELLER UP TO 4.5% OF SALE PRICE, 50% OFF STRUCTURAL OPTIONS, LOTS UP TO 1/3 ACRE.


NEW HOMES IN FREDERICK, MD
ALL OF THESE NEW HOMES NEAR FABULOUS AMENITIES IN A PROGRESSIVE AREA WITH NEWER SCHOOLS!

***TOWN HOME $245,990 - MOVE-IN BY 3/31/2012***
3 BR, 2.5 BA, 1-CAR GAR., 2,230 ON 3-LEVELS, $12K CLOSING HELP, @ $40K CREDIT FOR OPTIONS/UPGRADES OF YOUR CHOICE!

IMMEDIATE DELIVERY TOWNHOME - 2,800-3,200 SQ. FT. W/2-CAR GAR. $380K - $390K - BUILDER PAYS ALL CLOSING COSTS FOR A LIMITED TIME!

***SINGLE FAMILY HOME $349,900 - IMMEDIATE DELIVERY!***
4 BR, 2.5 BA, 2-CAR GAR., 2,634 SQ. FT. ON UPPER 2 LEVELS, $5k CLOSING HELP WITH BUILDERS LENDER!


***SINGLE FAMILY HOME $469,860 - IMMEDIATE DELIVERY***
4 BR, 2.5 BA, 2-CAR GAR., 2,972 SQ. FT. ON UPPER 2 LEVELS - $10K CLOSING HELP!

OTHER NEW HOMES AVAILABLE IN MANY LOCATIONS AROUND FREDERICK AND SURROUNDING COUNTIES IN MARYLAND! 
CALL CATHY AT 301-514-6839 TO GUIDE YOU TO THE NEW OR RESALE HOME THAT BEST MEETS YOUR NEEDS AND BUDGET!

A SEASONED REALTOR® VS. NO AGENT
With a seasoned Realtor® serving you, you gain objective market knowledge from a professional who is in the trenches of the market daily, you learn about various builders and how they differ, you receive guidance, counsel and negotiations on your behalf, assurance you are guided to your best options based on your particular needs and desires, you have expertise in Short Sales on your side of the table where setting expectations is crucial to the success of the transaction, you have a professional meditating issues that may arise and over 10 years of expertise to serve your best financial interests!  It's a WIN/WIN... you get expertise the Seller pays for!

(
301) 620-9880 OFFICE ♦  (301) 514-6839 CELL


                                                  

The Accredited Buyer Representative (ABR®) designation

ABR is the benchmark of excellence in buyer representation. This coveted designation is awarded to real estate practitioners by the Real Estate BUYERS AGENT Council (REBAC) of the NATIONAL ASSOCIATION OF REALTORS® who met the specified educational and practical experience criteria.

The criteria are:

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Completed the comprehensive two-day REBAC course in buyer representation

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Successfully passed a written examination

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Demonstrated a practical experience of having completed five closed real estate transactions in the field of buyer representation.

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Received recommendations from two of the real estate practitioners buyer clients.

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Be a member in good standing with the NATIONAL ASSOCIATION OF REALTORS®

Look for those real estate agents that proudly display the ABR® designation and know that they are professionals in the field of buyer representation.

CRS Designation

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CRS Designees earn an average of $160,500 annually, a 25 percent increase over the $120,000 earned in 2002.
 
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This is more than 4 times the $38,300 median income of REALTORS serving as sales associates. (Source: 2005 NAR Member Profile)
 

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CRS Designees average a total of 32 transactions per year with gross sales of $7 million annually. 
 

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CRS Designees represent the seller an average of 20 times per year
 

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CRS Designees represent the buyer an average of 12 times per year
 

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CRS Designees attribute a median 10 percent of their income to holding the CRS Designation
 

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CRS Designees have worked in residential real estate for an average of 20 years.
 

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CRS Designees have been members of the Council for 10 years and held the CRS Designation for 9 years.
 

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The majority of CRS Designees work as a sole practitioner (69 percent). Less than a third (28 percent) works in or leads a team.
 

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CRS Designees are an average of 57 years old. 
 

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Some 67 percent of CRS Designees are women while men make up 33 percent of the membership.
 

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Some 51 percent of CRS Designees work for large franchise companies versus 46 percent affiliated with independent companies.

Why a CRS?

Today, home buying and selling is faster, more complex, and more competitive in every way. Our goal is to make the process a little easier for you. The first step is choosing the right REALTOR®.

EXPERIENCE - To earn the Certified Residential Specialist (CRS) Designation, every REALTOR® must have significant experience and volume of real estate transactions.

ETHICS - Every CRS Designee is required to maintain membership in the NATIONAL ASSOCIATION OF REALTORS® and to abide by its strict Code of Ethics.

A FOCUS ON HOME BUYING AND SELLING - To help make the home buying and selling process more rewarding, every CRS Designee must have a proven track record in the business, as well as advanced education in related areas like finance, technology and marketing. Work with the top 5%

TECHNOLOGY EXPERTISE- The training available to CRS Designees includes a strong focus on technology and its applications in the real estate business.

Agents can maximize their potential by earning the CRS® Designation and joining the organization that has served top-producing residential sales agents since 1977. The more than 35,000 CRS® Designees benefit from nationwide referral opportunities, a professional image that attracts customers, and sales and marketing support. The CRS® Designation is awarded to experienced REALTORS® who complete advanced training in listing and selling, and meet rigorous production requirements.
 

►►► How do YOU measure "competence?" ◄◄◄
 

CNHS - Certified New Home Specialist
Logo - Certified New Home Specialist

The Certified New Home Specialist (CNHS) designation is recognized as Real Estate's #1 certification representing professionalism in working with Builders & New Home Buyers.

More than 25,000 brokers, builders, managers & sales associates have earned this designation nationwide.

Realtors® who earn this designation gain increased knowledge in the following areas:

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Understanding today's buyers

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Understanding the builder’s perspective

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Broker services most important to builders

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Important elements of new home contracts

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Construction financing options and considerations

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Residential construction from the ground up including materials, methods, terminology and the step-by-step building process

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Architectural design, blueprint reading, understanding site design & topography

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New home marketing strategies

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Sales center design and demonstration techniques

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The new home design process & organizing buyers' design information

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Strategies for effectively selling quality design & construction

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The power of negotiations on spec homes

 
Why Choose a Certified Short-Sale Professional?
 
The world of real estate is ever changing and never seems to remain constant for more than a brief period. Just a few years ago few agents or homeowners even knew what a short-sale was. Today the real estate landscape has changed dramatically and the time has come to bring in the certified professional for short-sale transactions.

A key element in the selling of a property short is knowing who makes the ultimate decision and making sure your proposal will take the least amount of time to process. With the market conditions in some areas causing a flood of short-sale properties, having an experienced and well trained guide will make the process much smoother.

The reason you should choose a Certified Short-Sale Professional is similar to the reason you would select a brain surgeon over a family practitioner to perform brain surgery. This very complex balancing act of selling your home in a short-sale position is so far away from what the normal real estate agent has experienced. The risk involved of not completing a short-sale transaction properly is much worse than a situation that an agent is used to … in a normal transaction if the deal does not close the consumer loses mostly just time … in a short-sale if the deal does not close properly you can be foreclosed upon. With this said a CSP designated agent has two goals:

1) Work with your lender to assist you in resolving the imbalance between home value and mortgage
debt and

2) Sell your home quickly and as painless as possible.

CSP real estate professionals are expert facilitators of the short-sale transaction – from beginning to end. Those agents who have earned the CSP Designation recognize the impact that a short-sale can have on the sale of a home and have been prepared to provide that value-added service to their clients. Who better to work through the issues of short-selling your home than the one that is assuming responsibility for the marketing of your home? Equipped with the knowledge and skills to ensure that your home is fully prepared to present a proposal to the lender, the CSP real estate professional will ensure you have an edge.

ePro Designation


e-PRO® offers the most up-to-date real estate technology training.

Ten years ago the National Association of REALTORS® (NAR) developed the e-PRO® certification program to teach members how to effectively use real estate technology to grow their business.

The technology changed. So we changed our real estate technology training for REALTORS®.

New courses.

This year the National Association of REALTORS® has partnered with the Social Media Marketing Institute (SMMI) to develop an entirely new e-PRO® program to help you successfully compete in today’s ever-evolving real estate market.

Our new e-PRO® curriculum shows you how to use the latest social media technologies, such as Facebook and Twitter, to create an online presence vital to reaching today’s hyper-connected consumers. e-PRO® also teaches you how to take advantage of rich media and e-office strategies to run your business more efficiently.

More advantages.

By becoming an e-PRO®, you not only prove to consumers that you use the most advanced real estate technology to provide exceptional service, you take the lead in your market with the many benefits the e-PRO® certification offers your business.
 

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Consumers find you first through a search on our e-PRO® website.

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Your name stands out at REALTOR.org and White Pages at REALTOR.com®.

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You customize all e-PRO® marketing materials to work best for you.

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You keep up-to-date on the latest technologies with free e-PRO® webinars.

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You gain new networking opportunities with tech-savvy REALTORS®.
 

GRI -- Graduate, Realtor Institute

GRI s a professional designation for those who have graduated from the Realtor Institute, also associated with the National Association of Realtors. REALTORS with this designation have completed a comprehensive education program in residential real estate.  This is a 90-hour program.


When is a Real Estate Agent a REALTOR®?

An agent is a Realtor® when they are a member of the NATIONAL ASSOCIATION OF REALTORS®, The Voice for Real Estate® -- the world's largest professional association. The term REALTOR® is a registered collective membership mark that identifies a real estate professional who is a member of the NATIONAL ASSOCIATION OF REALTORS® and subscribes to its strict Code of Ethics.

Founded in 1908, NAR has grown from its original nucleus of 120 members to today's 720,000 members. NAR is composed REALTORS® who are involved in residential and commercial real estate as brokers, salespeople, property managers, appraisers, counselors and others engaged in all aspects of the real estate industry.

Members belong to one or more of some 1,700 local associations/boards and 54 state and territory associations of REALTORS®. They can join one of our many institutes, societies and councils. Additionally, NAR offers members the opportunity to be active in our appraisal and international real estate specialty sections. REALTORS® are pledged to a strict Code of Ethics and Standards of Practice.

Working for America's property owners, the National Association provides a facility for professional development, research and exchange of information among its members and to the public and government for the purpose of preserving the free enterprise system and the right to own real property.

by NATIONAL ASSOCIATION OF REALTORS®

 

  (301) 514-6839 Cell             (301) 620-9880 Office
►►► How do YOU measure "competence?" ◄◄◄


CERTIFIED SHORT SALE PROFESSIONAL
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"We are pledged to the letter and spirit of U.S. policy for the achievement of equal housing opportunity throughout the Nation.
We encourage and support an affirmative advertising and marketing program in which there are no barriers
to obtaining housing because of race, color, religion, sex, handicap, familial status, or national origin."
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